Cost of Owning a Maltese in Tennessee (2026)
Prices adjusted for Tennessee cost of living — 10% below the national average
Tennessee Cost of Living
Tennessee is affordable for dog ownership. Nashville's rapid growth has pushed veterinary and pet service prices upward in recent years.
Tennessee vet costs are about 10–12% below the national average; Nashville runs closer to average.
Monthly Cost
$128–$245
in Tennessee
First Year
$1,987–$3,854
inc. setup costs
Lifespan
12-15 years
average
Monthly Costs in Tennessee
| Category | Low Est. | High Est. |
|---|---|---|
| FoodTiny breed - under 1 cup per day of small-breed kibble | $23 | $41 |
| Vet RoutineAnnualized routine care; dental disease is common | $23 | $41 |
| GroomingLong coat requires professional grooming every 4-6 weeks | $45 | $90 |
| Treats & ToysSmall portions - dental chews especially useful | $14 | $23 |
| Pet InsuranceRecommended - luxating patellas and dental disease are common | $23 | $50 |
| Total Monthly | $128 | $245 |
One-Time Setup Costs in Tennessee
| Item | Low | High |
|---|---|---|
| Crate (small) | $32 | $63 |
| Dog Bed | $27 | $63 |
| Collar, Harness & ID Tag | $23 | $45 |
| Spay / Neuter | $180 | $360 |
| Grooming Setup (brushes, comb) | $36 | $72 |
| Bowls & Nail Clippers | $18 | $41 |
| Initial Vet Visit & Vaccines | $135 | $270 |
| Total Setup | $451 | $914 |
About Maltese Ownership in Tennessee
Maltese are glamorous, low-shedding toy dogs - but their signature white silk coat requires significant grooming investment. Here is what Maltese ownership actually costs.
Frequently Asked Questions
Are Maltese expensive to groom?
Yes - the long silk coat requires professional grooming every 4-6 weeks at $50-$80 per session, totaling $600-$1,200/year. Many owners opt for a short puppy cut to reduce maintenance.
How much does a Maltese puppy cost?
From reputable breeders: $1,000-$3,000. Avoid extremely cheap Maltese or teacup varieties - these often come from puppy mills and have serious health issues.
What are the biggest Maltese vet expenses?
Dental disease (almost universal in small breeds), luxating patellas, collapsed trachea, and hypoglycemia in puppies. Dental cleanings under anesthesia cost $300-$700 and may be needed annually.
Compare with national average
See base costs without state adjustment
Compare Costs in Other States
Cost estimates are adjusted using regional cost-of-living indices and veterinary cost surveys. Individual costs vary. This information is for budgeting guidance only.