Cost of Owning a Maltese in Florida (2026)
Prices adjusted for Florida cost of living — 2% above the national average
Florida Cost of Living
Florida's heat and humidity require year-round flea, tick, and heartworm prevention — a significant additional expense compared to northern states. Hurricane preparation for pets is also a consideration.
Florida veterinary costs are near the national average; Miami and Palm Beach run 15–20% higher.
Monthly Cost
$144–$276
in Florida
First Year
$2,239–$4,347
inc. setup costs
Lifespan
12-15 years
average
Monthly Costs in Florida
| Category | Low Est. | High Est. |
|---|---|---|
| FoodTiny breed - under 1 cup per day of small-breed kibble | $26 | $46 |
| Vet RoutineAnnualized routine care; dental disease is common | $26 | $46 |
| GroomingLong coat requires professional grooming every 4-6 weeks | $51 | $102 |
| Treats & ToysSmall portions - dental chews especially useful | $15 | $26 |
| Pet InsuranceRecommended - luxating patellas and dental disease are common | $26 | $56 |
| Total Monthly | $144 | $276 |
One-Time Setup Costs in Florida
| Item | Low | High |
|---|---|---|
| Crate (small) | $36 | $71 |
| Dog Bed | $31 | $71 |
| Collar, Harness & ID Tag | $26 | $51 |
| Spay / Neuter | $204 | $408 |
| Grooming Setup (brushes, comb) | $41 | $82 |
| Bowls & Nail Clippers | $20 | $46 |
| Initial Vet Visit & Vaccines | $153 | $306 |
| Total Setup | $511 | $1,035 |
About Maltese Ownership in Florida
Maltese are glamorous, low-shedding toy dogs - but their signature white silk coat requires significant grooming investment. Here is what Maltese ownership actually costs.
Frequently Asked Questions
Are Maltese expensive to groom?
Yes - the long silk coat requires professional grooming every 4-6 weeks at $50-$80 per session, totaling $600-$1,200/year. Many owners opt for a short puppy cut to reduce maintenance.
How much does a Maltese puppy cost?
From reputable breeders: $1,000-$3,000. Avoid extremely cheap Maltese or teacup varieties - these often come from puppy mills and have serious health issues.
What are the biggest Maltese vet expenses?
Dental disease (almost universal in small breeds), luxating patellas, collapsed trachea, and hypoglycemia in puppies. Dental cleanings under anesthesia cost $300-$700 and may be needed annually.
Compare with national average
See base costs without state adjustment
Compare Costs in Other States
Cost estimates are adjusted using regional cost-of-living indices and veterinary cost surveys. Individual costs vary. This information is for budgeting guidance only.