Cost of Owning a Shih Tzu in Indiana (2026)
Prices adjusted for Indiana cost of living — 10% below the national average
Indiana Cost of Living
Indiana is one of the more affordable Midwest states for dog ownership, with lower costs across all categories.
Indiana vet costs run about 12% below the national average.
Monthly Cost
$127–$244
in Indiana
First Year
$2,065–$3,990
inc. setup costs
Lifespan
10-18 years
average
Monthly Costs in Indiana
| Category | Low Est. | High Est. |
|---|---|---|
| FoodSmall breed - approximately 0.5-1 cup of quality small-breed kibble daily | $18 | $36 |
| Vet RoutineAnnual exam, vaccines, dental care - dental disease is very common in small breeds | $23 | $41 |
| GroomingLong double coat requires professional grooming every 6-8 weeks ($70-$100 per session) | $54 | $99 |
| Treats & ToysSmall treats for training, soft toys appropriate for small dogs | $9 | $23 |
| Pet InsuranceRecommended - eye conditions, patellar luxation, and kidney disease are Shih Tzu concerns | $23 | $45 |
| Total Monthly | $127 | $244 |
One-Time Setup Costs in Indiana
| Item | Low | High |
|---|---|---|
| Crate (small) | $27 | $63 |
| Dog Bed | $23 | $54 |
| Collar, Harness & Leash | $18 | $45 |
| Spay / Neuter | $180 | $360 |
| Puppy Classes | $135 | $225 |
| Slicker Brush, Comb, Eye Wipes | $23 | $45 |
| Initial Vet Visit & Vaccines | $135 | $270 |
| Total Setup | $541 | $1,062 |
About Shih Tzu Ownership in Indiana
Shih Tzus are gentle, adaptable, and perfect city companions. Their small size keeps food and medication costs low, but their flowing coats require regular professional grooming. Here is the full cost picture.
Frequently Asked Questions
Are Shih Tzus expensive to groom?
Grooming is the biggest ongoing cost for Shih Tzu owners. Professional grooming every 6-8 weeks costs $70-$100 per session - approximately $525-$900 per year. Many owners keep their Shih Tzu in a short "puppy cut" to reduce both grooming frequency and brushing time at home.
How long do Shih Tzus live?
Shih Tzus are a long-lived breed with an average lifespan of 10-18 years. Some individuals live 20+ years with good care. This long lifespan makes total lifetime costs higher despite low monthly expenses.
What health issues do Shih Tzus have?
Common Shih Tzu health issues include eye conditions (dry eye, corneal ulcers - ongoing management $30-$80/month), patellar luxation (knee slipping - surgery $1,500-$3,000 per knee if needed), respiratory issues due to their flat face, dental disease, and kidney disease in older dogs.
What is the monthly cost of owning a Shih Tzu?
Budget $140-$230 per month for a healthy Shih Tzu, with grooming being the dominant variable cost. Dental cleanings ($300-$700 annually) and eye care can add to vet costs beyond routine prevention.
Compare with national average
See base costs without state adjustment
Compare Costs in Other States
Cost estimates are adjusted using regional cost-of-living indices and veterinary cost surveys. Individual costs vary. This information is for budgeting guidance only.